Who Owns the Reserve Study Report

There are differences of opinion within the reserve study industry as to who “owns” the reserve study report, what degree of responsibility the reserve professional has, and how certain difficult situations in which boards can almost be held hostage by reserve studies should be reported. Click the link for Study in Uganda

One thing is clear – national reserve study standards do not provide adequate guidance in this area.

Many reserve preparers take the position that they have been engaged to perform an independent study resulting in a report of their findings, and that the reserve professional “owns” the entire report. These individuals also often take the position that their report is the basis for the Association’s long-term maintenance plan.

Unfortunately, national standards do not address this issue. For instance, there is no requirement that the reserve professional make any sort of statement regarding the work performed other than the vague reference to a site visit, nor any statement of opinion regarding the accuracy of the data presented or the degree of responsibility for the report. National standards only require comments on:

Completeness: Material issues which, if not disclosed, would cause a distortion of the association’s situation

Reliance on client data: Information provided by the official representative of the Association regarding financial, physical, quantity, or historical issues will be deemed reliable by the consultant

These are required disclosures that fall far short of expressing a clear, positive opinion regarding the accuracy of the report or the actual work performed.

Others believe that the report is “owned” by the Association, and that the role of the reserve professional is to assist in compiling the data and preparing the report. These individuals generally take the position that the report should be a financial reflection of the Association’s long-term maintenance plan; it does not establish the long-term maintenance plan.

Again, national standards do not provide guidance on how the reserve professional should report on his involvement with the process, nor on his opinion of the conclusions reached.


Choosing The Best Cordless Hedge Trimmer

The reason why people like cordless hedge trimmers so much is because they offer so much portability for one thing. Another thing would be that a power cord could possibly present some problems, not only do they get tangled up, they also make you have to backtrack your steps to fetch more cord. One always has to throw it over things or swing it around things. Then, there is always the possibility of some hazards. One could accidentally cut through the cord while using a hedge trimmer. We could possibly see that on “A Thousand Ways To Die” some day. I saw a clip already that is very closely related… some guy was being really very stupid with his electric chain saw. He was trying to impress his hot milf neighbor and ended up impressing the cutting chain into his neck. I will have to spare the details about it to avoid getting us side-tracked here. It’s just not about what we’re here for anyway. Here you can get best sweet sweat waist trimmer review

This is why it just seems so much more practical to go cordless – wait a minute, I’m sorry… I have to stop laughing first. O.K, I’m good now! I couldn’t help but to start thinking about how my first sentence most definitely applies to that poor guy. O.K, back on track here… One can go cordless in one of two ways… first, there is the cordless electric or (battery powered) units and second, there are the gasoline 2-cycle or (petrol powered) machines. It is these petrol units that are the most versatile because they can go anywhere and do anything. However, depending on your requirements or usage, a battery unit may be more practical. In this article, we will have a look at the different applications for using hedge trimmers to see which type would most likely be the best choice for your particular landscaping needs.


How to Make Money Online With WordPress

WordPress is probably the number one free blogging platform in today’s society. Thus thousands of bloggers around the world use WordPress to power their blogs (including me). But how can WordPress, a FREE blogging platform, earn you some significant income? Here is a step-by-step guide showing how to make money with WordPress.

1.) Select a Niche

The absolute MOST IMPORTANT element of a website/blog is the niche. Choose a specific and unique niche you feel comfortable writing about. For example, if you’re really good at web design, write about a specific part of web design such as coding. Make sure that your niche isn’t vague, because then search engines like Google and Yahoo! will NEVER find your website/blog.

Once you’ve chosen your niche, brainstorm some articles you can write. This will help in the long run; trust me, you don’t want to start a blog and half a year down the road you have a sever brain fart and can’t write any more articles. Make sure your niche is specific but broad enough so you can write at least 2,000 articles on it!

2.) Create Your WordPress bloggen

You need to create a WordPress blog. WordPress is a free blogging platform, but you will need a website first, and the website needs to be hosted one of two ways: Free Hosting or Paid Hosting.

Free Hosting

If you’re looking for a free hosting service to host WordPress, the best solution for you would probably be hosting. I recommend this option because it is 100% free and from WordPress itself! The WordPress platform automatically comes with the free web hosting service from (as the name suggests) and you won’t have to worry about all the complications of web hosting (name servers, updates, mysql databases, etc.)! Plus, setup is a breeze and you get to choose your own domain (has to be a subdomain of though). Trust me, free WordPress hosting doesn’t getting any better than!

Another option would be finding free web hosting services and installing WordPress manually. This is not recommended because it takes a lot of hassle finding a 100% free web hosting service with a good up-time and support for WordPress. I would definitely recommend hosting over free web hosting.


Does Warren Buffett Have Asperger’s Syndrome

Before I tell you about Warren Buffett, I first need to lay some groundwork for the article because there are some very common misconceptions about Asperger’s Syndrome, and in this particular case, I mean it as a compliment to Warren Buffett’s extraordinary abilities to think that he has this. Follow the link for Food Warren Mi:

Asperger’s Syndrome (sometimes shortened to “aspergers” or “AS”) is the name now used for a mild form of autism that is thought to affect as many as 1 out of 300 people. People who have Asperger’s Syndrome are often affectionately referred to as “aspies” by those who love them. Most experts do not consider Aspergers to be a “mental disorder” but rather an uncommon neurological phenotype. Aspies often come across as “eccentric.” They are sometimes deemed to be “oddballs” by others but many blend in so well in society that no one would ever guess they have aspergers. It just depends on the person.

Many aspies have a very high IQ’s. In fact, some exhibit “off the charts” intelligence. The most famous aspies throughout history have mostly been highly gifted artists and scientists such as Mozart and Einstein or technical people like Bill Gates. However, aspies can also be financial geniuses because many are very good with numbers and possess other traits that can make them exceptionally good at understanding business and picking stocks (see below).

Warren Buffett, the most famous investor the world has ever known and certainly considered to be quite eccentric, is widely rumored to have aspergers or some other closely related form of mild autism. This of course is a “pop diagnosis” because, to my knowledge at least, there has never been any official announcements of Warren Buffett being officially diagnosed with aspergers. At the very least, however, he demonstrates many of the traits and quirks that are commonly associated with aspies.

Many aspies are highly resistant to change, especially in their personal lives. It is quite interesting that one of the richest men in the entire world still lives in a very humble home in Omaha Nebraska, the same home he has lived in since 1958! He eats at the same restaurant almost every day and orders the same rather bland food almost every time. Most of his day, every day, is spent reading financial reports and periodicals and he very seldom varies from this routine. In fact, he has fixed routines and does not like these to be changed. He considers them to be “distractions” from his ability to work.


Important Steps for Sports Betting Deals

There are a couple of basic sports betting strategies that you should follow to help yourself make money and profit from sports wagering. These steps aren’t secrets by any means, but carefully following some basic strategies will increase your chance of profiting when betting on sports. Click the link for Ufabet

There two types of people in this business, people who don’t follow any type of sports betting strategies, and those who do, and make their profits because of it.

Specifically, in this article you’ll learn 2 of the more popular sports betting strategies: ‘Money Management or Bankroll Management’ and ‘Bet Sober and Don’t Go on Tilt’.

Sports Betting Strategy #1 – Money Management/ Bankroll Management

Set aside a certain amount of money which you can afford to invest, which we will call your “bankroll”. Just like with any other type of investing, you must not wager on something with money that you can’t afford to lose.

Set a budget for the week, the month, or the season and never spend more than your initial budget. A general strategy in bankroll management is to only make bets with 2% – 5% of your bankroll. Example: say your budget for this season was $2000, then you should only bet $40 – $100 for each game you wanted to bet on.

It is very important to never ‘make up’ your loss by betting larger money in a game. It’s seems like common sense to bet bigger money in order to win it back, however this is a wrong mindset that will lead to losing even more money. The proper way to do this is to work with the size of your actual bankroll, and slowly increase it by betting little by little over the length of the season. Unless you are betting on a ‘series’ of games where you are placing your wagers to win that series, not just an individual game.

Sports Betting Strategy #2 – Bet Sober and Don’t Go Tilt

Betting under the influence of alcohol will impair your judgement and this is something that you should avoid if you want to winning any type of sports bet. That is the exact reason why Las Vegas casinos offer free alcoholic drinks while gambling. Betting while sober is common sense, so stick with it.This will take the emotional aspect out of the game.

Another reason to not bet while you’re under the influence, is because your conscious mind is temporarily inactive and your emotions take over. This is something that referred as ’tilt’ among poker player. Tilting is a term with poker players which basically means letting your emotions take over your game which then leads to bad decisions.


RSS Feeds To Increase Your Sales Traffic

It is a simple truth. Yet while many of the biggest players on the web know it, most webmasters overlook the fact that customer reviews can provide for a source of constantly updated content that potential customers would find to be an invaluable source of information.

It is also true that by simply combining customer reviews with RSS feeds, you too can ride a new wave of shopping (or social) traffic.

Traffic! It is the one problem that webmasters continually face, and which can NEVER be fully solved. How to find visitors in a reliable, repeatable, and cost-effective way. Because without visitors all your beautiful content might as well be locked away in a vault–no one is ever going to see it. If the purpose of your site is to sell, you will sell nothing. If the purpose of your site is to build a social network, you might remain its only member. You need traffic to succeed. Lots of it.

In this article I am going to consider just one traffic building initiative–one that happens to be enjoying a growing wave of popularity. It involves harnessing the power of RSS (Really Simple Syndication) feeds to build traffic. You are probably aware of RSS as a means of syndicating news content. Websites that produce news have been building XML-formatted news stories for years. These files are retrieved by other websites, the new stories are extracted, and the content is placed (on these publisher sites) before a public ever-hungry for new information.

The arrangement has worked well for everyone. Those who have displayed the RSS feeds have gained content to feed their visitors. Those who have produced the RSS feeds have obtained backlinks to their websites, which has helped to bring in new traffic. In fact the arrangement has worked so well that webmasters have been encouraged to move beyond simple news syndication.

This makes a lot of sense. News articles hardly represent the only content that surfers are looking for. Recipes, shopping coupons, MP3s, schedules for local events… The list of possible things that people search for is endless, and if you can provide “new” instances of such information, then RSS represents an ideal means of getting that information in front of the people searching for it.

Sure, it used to be the case that everything you wrapped up in an RSS feed had to take a very simple form. Every item in your news feed was reduced to a title, a url (to the source of the information), and a short snippet, or description, to hook the reader. But RSS has sprouted wings over the years and now you can package practically any data structure into a feed that you like. Because of this there is no reason why we cannot suitably package customer reviews into a feed.


Using Quick Loans to Tackle Your Debt

Did you know that the average person in the UK carries around £20,000 in unsecured debt, and that as the economic crisis grows worst that number continues to grow? With that much debt hanging over their heads many people are finding it difficult, if not impossible, to meet their financial obligations and are turning to quick loans as a way to tackle their debt.

Quick loans are short term loans that can be obtained fairly easily. These loans are a fantastic way to settle your debt by allowing you consolidate it; you take out a single quick loan to pay three or four of your creditors, and you only have a single payment to a single lender left to worry about.

There are three primary types of quick loans:

Quick Secured Loans. A quick secured loan is generally the most reliable of the three types of quick loans because it is the one for which the lender assumes the least amount of risk. When you take out a quick secured loan you offer up an asset of some type, such as a house, car or other piece of property that the lender can repossess and sell should you fail to make your payments. This type of loan offers the best potential APR, but beware, when they say they will repossess your assets, they mean it. Don’t offer up the roof over your head as collateral if you don’t believe you will be able to make your payments. There are other options.

Quick Unsecured Loans. These types of quick loans are also known as short term personal loans, for which a lender allows you to borrow money without having to offer up any type of collateral. If your credit is good these types of quick loans may not present much risk; however, if your credit is poor you may find that the interest rates on these loans simply aren’t worth it. Again, it’s a matter of using your best judgement.

Quick Payday Loans. Unfortunately, quick payday loans are in many ways the reason that quick loans have such a bad reputation on the open market today. Fortunately, government legislation has decreased the risk associated with using a quick payday loan to tackle your debt. Unfortunately, it’s impossible for them to eliminate that debt completely.

If you live in any type of urban or suburban area you’re probably very familiar with the terms surrounding a quick payday loan. You walk into a payday lender carrying your most recent payslip and ask for a loan less than or equal to the amount of your paycheck (including interest). You write a postdated check for the date of your next payday, the lender gives you your money, and you use that money to pay for your car repair, medical bills or whatever emergency wouldn’t wait until next week.


Top 6 Strategies to Put Your RSS Feed Promotion On Steroids

Online advertising has rapidly evolved over the years. Content publishers and advertisers are generating innovative techniques and discovering profitable advertising models. In this connection, RSS feed subscriptions and advertising have gained prominence during the recent times and are branded as the most effective ad-models having great potential for marketing purposes. There are basically two vital factors that can maximize your gain from RSS feeds: subscription RSS feeds and RSS feed advertisements. is the best platform for rss feed.

Subscription feeds

Subscription feeds are created to sell unique quality content. For instance, the publisher who wants to market his content will include a teaser copy in the RSS feed to advertise it to the browsers. If a reader is interested in purchasing the entire content, he can do so by paying a subscription. The success rate of the RSS feed depends on how best the RSS feed is able to project the value of the content and the uniqueness of the entire content. To be precise, if the reader is able to access the same quality content from yet another free source, why would he spend money and buy it? The subscription model will work its best if the content is unique and valuable-if you are aware about the optimization techniques and marketing methods, you might have heard that content is the king; it remains so ever true here also.

Advertising in RSS feeds

Over the past, several advertising models have evolved in the web. Banner ads and text ads, which reigned supreme till recently, are no more popular. Banners being filtered by the users and the text ads not being attractive enough, it is but obvious that online advertisers are now turning to RSS feeds for increasing the rate of success for their ads. Today the most popular and effective ads online are contextual ads and advertisements related to the webpage or the content of the RSS feed. For example, Google AdSense specializes in contextual ads and Pheedo has pioneered related category feeds. It is left for the publishers to evaluate the best model among these two by researching on the success rate.


Towing and Trailering Takes a Toll on Tires

Check with your local tire store for tire load capacities and speed ratings for your vehicle and towing equipment. Check your tire load rating for your own tires to see if you’re up for the task of towing.

The Trailer Tires

On the face of it, it seems trailer tires should last pretty much forever. After all, they only travel a mere fraction of the miles the towing vehicle does. But in practice, most trailer tires should be replaced every four or five years regardless of mileage. Why? Because ozone in the air and exposure to UV radiation (read sunlight) can easily cause an innocent looking trailer tire, that looks fine and still holds air, to suddenly fail at highway speeds. Nearly half of all road-service calls for towing or trailering problems involve flat tires or blowouts. Visit for best towing santa clara

Inflation is another cause for concern. Some tires can lose a pound or more of air per week. And an under-inflated tire can cause fishtailing and/or a quick build up heat resulting in a blowout. Either one can quickly put you in a world of hurt. A quick pre-trip inflation check can help you avoid these common mishaps.

One thing to consider when buying new tires for your trailer is that larger tires rotate more slowly and generate less heat. And likewise, smaller tires rotate faster, generating more heat and increasing the chances of failure. So all things being equal, it makes sense to choose the largest wheel/tire size that your trailer manufacturer specifies. Also Keep in mind that even higher-end ST rated tires (Special Trailering), which have stiffer sidewalls to help with cornering, are still only speed rated to 65mph.

The Tow Vehicle’s Tires

It is important that you consult your owner’s manual to find out the towing capacity of your vehicle. Keep in mind that the original equipment tires that came with your vehicle are rated to handle the specified tow weight. That is of course, if they are in good shape — goood shape. Towing places all sorts of additional stresses on a tire. To perform safely, your tires should have good tread depth (insert a quarter – if the tread touches George’s wig, you’re good) and no deep scrapes, scoring, cracking or dry rot.


Summertime Towing Tips

There are two basic ways to have your towing needs performed. You can opt to have your car towed by the cheaper wheel lift method or you can make the right choice and have your vehicle towed by the deck hauled method. Click the link for tow truck near me

Wheel lift towing is popular as it is the fastest way to pick up a car and go. While it may be quicker, it is not better. Having your car or truck towed by the front end or back end puts a tremendous amount of torque or pressure on the suspension and steering components of the subject vehicle.

Even with the best of road conditions, which are not likely on icy roads, important factors like the vehicle’s wheel alignment are put under unnecessary stress. This stress can cause parts damage and the bending of critical components.

An indication of this is abnormal tire wear after wheel lift towing has been performed, keep an eye out for this issue.

The right way to get your towing done is the deck towing method.

When a vehicle is towed by the deck method, it is typically winched onto the tow truck using factory mounting points engineered for that very purpose. The mounting points are usually built into the chassis of the vehicle and no stress is placed on the suspension and steering components. The result is a towing service performed properly and with the least damage to your vehicle.

Breaking down in the summer is a lot easier than in the winter but you should still have an emergency survival kit. A flashlight is the most important thing you can have in your kit. If you are broken down in a traffic lane at night it is important to have your four way flashers on and your hood up.

Stand away from your car. As far away on the shoulder as possible in case any speeding, distracted motorist doesn’t see that your car is stranded and plows right into your car. If it is night time use your flashlight to warn on coming traffic. Pretend you are directing airplanes and swing your light from the breakdown lane to the next lane. Drivers may not know exactly what you are doing but they will slow down and be alert.